To get the calculation of the main parameters of the loan, you only need to indicate the main conditions, the possible range of loan rates, the maximum allowable loan term and the desired purchase amount or the desired monthly payment. As a result of the calculations, you will receive several options suitable for you in terms of parameters, with possible interest rates, terms, etc.
The calculation has nothing to do with banks and their conditions, so you need to specify all the data yourself.
You can specify more details, you can enter the following information for calculations:
- range of interest, indicate depending on the offered loans by banks, according to the type of loan you require,
- maximum term, also depends on the conditions of banks,
- prepayment, a certain amount or percentage of the purchase price, the amount of the loan in the calculation will be reduced by the amount of prepayment,
- the desired monthly payment, you can not specify the amount of the purchase, but only indicate the possible monthly payment and all other parameters will be calculated, with such a monthly payment,
- insurance included in the loan, you can specify the percentage and amount of insurance, the amount of the loan will be increased by both of these,
- additional insurance and annual insurance, do not increase the loan amount, are indicated only for the correct calculation of the total overpayment on the loan.
Instead of insurance, any mandatory additional payments directly related to the loan can be made.
In the calculation results you will see immediately several possible calculations suitable for your conditions. Then you can go to any calculation result by clicking on it and adjust some conditions and set a possible early payment for a more accurate calculation.
For ease of comparison, any calculation result can be saved and it will always be displayed with any of the following calculation results.
Pro hodnocení programu se prosím nejprve přihlaste